About us

Passionate team. Complementary expertise.

LV Agency and D&K Life are two independent insurance brokers who have partnered up together. Lana and David each have their own area of expertise but they share a mission: to provide freelancers and self-employed professionals in Belgium with personal, transparant and rounded insurance advice.

Together, Lana and David offer complementary expertise to help freelancers build complete protection — professionally and personally, now and in the future. Whether you’re looking to safeguard your income, your liability or your long-term financial growth, they offer clear, independent guidance tailored to your reality.

This website was created to make insurance more accessible, understandable and relevant for freelancers and self-employed professionals in Belgium. The information is comprehensible, jargon-free and focused on what truly matters.

Meet the team

Lana Van den Acker

LV Agency

After studying legal practice, Lana began her career in 2016 at a bank, where her interest in insurance quickly took root.

Between 2018 and 2021, she worked at an IT company where she collaborated closely with freelancers, gaining valuable insight into their specific needs and risks.

In 2021, she became self-employed herself, working with the independent insurance office KMO-Assur.

Her focus lies on non-life insurance: professional liability, hospitalization insurance, car insurance…

David Bogaerts

D&K Life

David entered the financial sector in 2005 as a financial advisor. He later specialised in financial planning, working his way up to senior financial planner.

Since 2014, he has been working independently as a life insurance broker, focusing exclusively on pension planning, investment solutions and death cover.

By combining their expertise, Lana and David provide more than just standard coverage — they deliver custom-built solutions that match the reality of freelance life. They work with multiple insurers and always aim for the best price-quality balance.